News you can use: Equifax data breach protections ending soon!

When more than 145 million people were affected by the Equifax data breach in October 2017, the credit bureau responded by offering a year of free credit monitoring through TrustedID Premier. On January 31, the free service will expire and consumers who “locked” their files may need to reestablish protections to their credit report.

The New York Times recently published this article to help consumers understand the change in protections and explain why a security freeze – not a lock – may be the best way to protect your data. Credit bureaus are now required under federal law to offer security freezes free of charge.

Remember: It is important to monitor your credit periodically for suspicious activity. Visit to receive a free copy of your credit report every 12 months from each credit bureau.

TAGS: Credit report Equifax Identity theft News You Can Use

About the author

Gift Planning

Duke University’s Office of Gift Planning specializes in charitable gift planning for estates, charitable trusts and annuities, and other complex current and future gift plans.

For more information, please contact the Duke University Office of Gift Planning at 919-681-0464 or