Celebrate this season of giving with a gift that pays you back

Before the calendar year-end, consider giving a gift that supports Duke University and pays you back.

Did you know a gift to Duke of $10,000 or more can provide fixed payments for you and your loved ones for life? Charitable gift annuities (CGA) provide immediate tax savings and a future income for you while benefitting the Duke programs and areas you care about most.

Sample CGA rates:

Your Current Age(s) Rate
65 4.7%
70 5.1%
80 6.8%
78/68* 4.7%
76/73* 5.0%
*Sample ages and rates for couples making a gift annuity together.

If you are interested in making a gift today but receiving payments that begin in future years, consider flexible CGAs, which offer an immediate income tax deduction and payments that begin down the road.   You can choose — at a later date — when you want to begin receiving payments. The longer you wait, the greater the payout rate will be.

Sample flexible CGA rates

Payout rates for a 58-year-old who establishes a flexible charitable gift annuity today.

Age When Payments Begin Rate
62 5.1%
66 6.2%
70 7.5%
74 9.5%

Contact us for a personalized gift annuity illustration or for more information on CGAs and flexible CGAs.

Don’t forget! While gift annuities provide vital support for Duke’s future, current gifts like those to the Annual Fund sustain the priorities that keep us strong today. Visit giving.duke.edu/annualfund to learn more.


About the author

Gift Planning


Duke University’s Office of Gift Planning specializes in charitable gift planning for estates, charitable trusts and annuities, and other complex current and future gift plans.

For more information, please contact the Duke University Office of Gift Planning at 919-681-0464 or giftplanning@duke.edu.